Taking Control: Money Matters For People With Chronic Kidney Disease
People affected by CKD and their family members encounter many financial challenges associated with having a chronic illness. This book is designed to provide individuals with CKD Stage 5 (dialysis and transplant) the information they need to help them negotiate financial matters, such as paying for treatment for kidney failure, understanding what Medicare pays for, employer group health plans, prescription drug coverage and other relevant money matters.
Taking Control: Money Matters For People With Chronic Kidney Disease, published 2005 by National Endowment for Financial Education and the National Kidney Foundation #01-10-0250 (72 page book - by topic and chapter - also available in hard copy by calling 800-622-9010)
Chapter 1: Understanding Costs (PDF 2.4MB)
Chapter 2: Keeping Health Insurance Coverage (PDF 3.5MB)
- What your health insurance will pay for
- If you change jobs
- If you lose your job
- Health insurance through your state
Chapter 3: What Medicare, Medicgap, Medicaid and Medicare Savings Programs Can Pay for (PDF 5.4MB)
- Medicare-for people with a work history
- What Medicare can pay for
- How to enroll in Medicare
- When Medicare begins to pay
- When Medicare stops paying
- Paying for costs Medicare doesn't cover
- Medigap-for extra insurance
- Medicaid-for people with low income
- Medicare Savings Programs-if you don't qualify for full Medicaid
Chapter 4: How Social Security Can Help (PDF 1MB)
- How Social Security defines disability
- Social Security Disability Insurance (SSDI)
- Supplemental Security Income (SSI)
- How to apply for SSDI and SSI
Chapter 5: More Sources of Financial Help (PDF 4MB)
- State kidney programs
- State disability insurance programs
- Area Agencies on Aging
- Health care plans for children
- Health care plans for American Indians
- Health care plans for military and their dependents
- Health care plans for citizens of other countries
- Life insurance
- Workers' Compensation
- Drug assistance programs
- National Kidney Foundation and local affiliates
- American Kidney Fund
Chapter 6: Definitely Yes! Going to School, Working and Traveling (PDF 4MB)
- Definitely yes!-Go to school
- Kindergarten through high school
- Paying for college
- Definitely yes!-Go to work
- Where to start
- Work incentive programs
- Definitely yes!-Travel
- If you are on hemodialysis
- If you are on peritoneal dialysis
- Traveling for family emergencies
Chapter 7: A Summary of Helpful Programs and Financial Resources (PDF 3.5MB)
- Your social worker-a guide through the maze
